Credit is a dangerous game for the typical college student. You're working part time for low wages, you've got no credit to begin with, you've got college loans looming overhead, and you need a new futon because your drunkard roommate went on a barfing expedition last night. Whoopee! These are the best years of your life!

Students, you have two things going for you: 1) your college loans are interest free right now and 2) you're living in cheap squalor... errr, a dorm.

The trick to establishing credit is never being in debt and never paying interest. In fact, you should make a little extra interest by using a card correctly. Nope, that's not a typo. Here's how.